[jusdorange]

A lot of people ask me why my insurance is so high (3,000 for a 316i, 8,000 for a 335i)

I just assumed passed less than a year , under 25, London

Turns out not being born in The UK (or Europe) doubled my premiums !!

Just thought I'd post to let others who were in same boat why it's silly high

[MWA]

Insurance companies ask you to state how long you have been a resident of the UK if you were not born here...

I guess depending on how long you have been in the UK for makes a difference. Your understanding of the roads, the traffic management system, UK drivers, being able to read Road Signs, all makes a difference.

I very much doubt it would make the difference, between a UK citizen or non Double the Price.. + It is always UK or None, Europe or Any country is not listed..

[JustChris]

Originally Posted by jusdorange

A lot of people ask me why my insurance is so high (3,000 for a 316i, 8,000 for a 335i)

I just assumed passed less than a year , under 25, London

Turns out not being born in The UK (or Europe) doubled my premiums !!

Just thought I'd post to let others who were in same boat why it's silly high

Is the £Sterling £8k for a 335i!!?? No?

[jusdorange]

Originally Posted by ChesterX5

Is the £Sterling £8k for a 335i!!?? No?

my answer for when people ask me why I got the 316i when I can afford a 335i ...



not paying that on top/be black boxed/huge premium

i'll drive slow in my 316i lol

[jusdorange]

oh sorry, that was my sisters address [hertfordshire]

here's mine in central london LOL

[jusdorange]

Actually my fault, the premium doesn't change much, excesses change but what does change - more people willing to insure you / lower price for them

i only checked last night and didn't realise this omission in details ...

I've been in UK since 1994, born in 1990

still odd that some people flat out refuse you if you weren't born

[JustChris]

Just....OMG!!!!!

Cycling is the future for you

[....,,,,..,,..]

Originally Posted by ChesterX5

Just....OMG!!!!!

Cycling is the future for you

Agreed, scarily I can get a 330 down to 235 a year and I live in bloody Wolverhampton (post code).

It is stupid however hammering someone for not born here.

Yes if passed test abroad, however if passed in UK then should be transparent.

[jusdorange]

Originally Posted by Brigand

Agreed, scarily I can get a 330 down to 235 a year and I live in bloody Wolverhampton (post code).

It is stupid however hammering someone for not born here.

Yes if passed test abroad, however if passed in UK then should be transparent.

I guess same argument is made for occupation?

If there's a lot of non uk people in crashes then statistically you're higher risk

I just tried VW up quotes , some refuse me, some raise it by £2-300,

Average premium for a VW up is 1,500

It's just for higher powered cars I've noticed I get refused insurance

[jusdorange]

I just witnessed a crash outside my house !'

A passat ran red lights at 30 mph
Corsa crashed into it

Oh god ! Next year the premiums will raise again now , dangerous area

[....,,,,..,,..]

Originally Posted by jusdorange

I guess same argument is made for occupation?

If there's a lot of non uk people in crashes then statistically you're higher risk

I just tried VW up quotes , some refuse me, some raise it by £2-300,

Average premium for a VW up is 1,500

It's just for higher powered cars I've noticed I get refused insurance

The occupation one does my head in, I have for last 20 years just said electronics or avionics engineer.
Try doing dangerous occupations and getting insurance, it's a nightmare.

[jusdorange]

Originally Posted by Brigand

The occupation one does my head in, I have for last 20 years just said electronics or avionics engineer.
Try doing dangerous occupations and getting insurance, it's a nightmare.

Check my last post lol

My post code is horrendous for crashes

Stupid people like the passat driver who run red lights

[Tengocity]

I'm not sure that just being born outside of UK on it's own is an issue. I was born in Germany and it's never affected my premiums that I'm aware of. I suppose it may be hard to know this for sure, but certainly they were always in the range I'd expect.

My fiance is Polish and has only lived in the UK for around 8 years and her premiums are not particularly high either.

However we have both been driving for 20+ years and aren't that young, so I imagine it's the combo of risk factors that are bad for you: age + nice car + London + foreign born etc

[bpc101]

I was bemused when I saw that question for the first time. Doesn't make any difference for me spending the first 18 months of my life in the US.

Not seen the question about where you lived previously though.