Black grille question

Torquein · 03-19-2014, 03:54 PM

I have a genuine BMW performance black grille waiting for my new f30. This may be a stupid question but will it need to be declared to the insurer? It's purely cosmetic like people who debadge

teaston · 03-19-2014, 03:56 PM

Quote:

Originally Posted by JM7789

I have a genuine BMW performance black grille waiting for my new f30. This may be a stupid question but will it need to be declared to the insurer? It's purely cosmetic like people who debadge

This was discussed in another thread, at some length! I would definitely not tell them, but others say the opposite, so if you want to be overly safe then maybe tell them.

M4dski11z · 03-19-2014, 04:10 PM

I wouldn't bother mate.

JohnM · 03-19-2014, 04:11 PM

Quote:

Originally Posted by Ray335d

I wouldn't bother mate.

+ 1

Torquein · 03-19-2014, 04:19 PM

Thanks I thought not

BMWSKI · 03-19-2014, 04:24 PM

I did

Torquein · 03-19-2014, 04:30 PM

Quote:

Originally Posted by BMWSKI

I did

And what did they say and charge?

....,,,,..,,.. · 03-19-2014, 04:33 PM

Quote:

Originally Posted by teaston

This was discussed in another thread, at some length! I would definitely not tell them, but others say the opposite, so if you want to be overly safe then maybe tell them.

At some length and then some

For grills I would not tell them.

pmheadwired · 03-19-2014, 04:40 PM

I will be adding them but wont be telling them

Kinjo · 03-19-2014, 04:41 PM

Quote:

Originally Posted by BMWSKI

I did

+1

They just said thank you, that's it. no charge - But it was at the same time I put a private plate on so the Â£40 I got charged might have been a sweetener.

DickieGibbo · 03-19-2014, 04:57 PM

Quote:

Originally Posted by Ray335d

I wouldn't bother mate.

Depends what each insurers terms are on modifications. Every insurer has a different definition.

I did an Aviva quote today for a client which stated in the statement of fact if there has been any alterations/modifications to the vehicle including "cosmetic" changes.

Check your t&c's first of your insurance policy, then make the decision.

Personally I would.

Dickie

Thackers · 03-19-2014, 05:00 PM

Quote:

Originally Posted by teaston

This was discussed in another thread, at some length! I would definitely not tell them, but others say the opposite, so if you want to be overly safe then maybe tell them.

Lmao...you still don't get it after the last thread.

teaston · 03-19-2014, 05:02 PM

Quote:

Originally Posted by Thackers

Quote:

Originally Posted by teaston

This was discussed in another thread, at some length! I would definitely not tell them, but others say the opposite, so if you want to be overly safe then maybe tell them.

Lmao...you still don't get it!!...

Get what??

Thackers · 03-19-2014, 05:03 PM

Quote:

Originally Posted by JM7789

I have a genuine BMW performance black grille waiting for my new f30. This may be a stupid question but will it need to be declared to the insurer? It's purely cosmetic like people who debadge

It's a five minute call mate...just make the call but the majority of insurers want to know about cosmetic mods as Dickie states above ...They will probably just add a foot note on your policy and you will have piece of mind...!

JustChris · 03-19-2014, 05:19 PM

Quote:

Originally Posted by JohnM

+ 1

+2

teaston · 03-19-2014, 05:24 PM

Quote:

Originally Posted by ChesterX5

+2

+3

Waitey · 03-19-2014, 06:22 PM

Not this again.

3 years from now, you take your car to a garage for a service. Instead of fitting BMW brake pads they fit Mintex, Axis, AP et al to it. Do you call your insurer? Nope.

Calling an insurer about the fact a black and chrome plastic grill is now just black, is a waste of your own time as well as the phone operators time.

Some people have even being charged an admin fee for the pleasure.

Common sence in should be applied.

It's like the guy who rang up because he changed his number plates to have GB on them!

MRPoisson · 03-19-2014, 06:32 PM

Quote:

Originally Posted by Waitey

Not this again.

3 years from now, you take your car to a garage for a service. Instead of fitting BMW brake pads they fit Mintex, Axis, AP et al to it. Do you call your insurer? Nope.

Calling an insurer about the fact a black and chrome plastic grill is now just black, is a waste of your own time as well as the phone operators time.

Some people have even being charged an admin fee for the pleasure.

Common sence in should be applied.

It's like the guy who rang up because he changed his number plates to have GB on them!

Spot on, complete waste of everyone's time it's a grill ffs

Southern Jay · 03-20-2014, 03:25 AM

I enquired about this when I arranged my insurance last week, I said that I was considering replacing the rear pipe for purely cosmetic reasons. I was informed this would cost an additional £40 per year. I then asked about the grille and was surprised when they said that would carry the same increase in premium.

BMWSKI · 03-20-2014, 03:38 AM

Quote:

Originally Posted by Southern Jay

I enquired about this when I arranged my insurance last week, I said that I was considering replacing the rear pipe for purely cosmetic reasons. I was informed this would cost an additional £40 per year. I then asked about the grille and was surprised when they said that would carry the same increase in premium.

Wow! Who are you with? Can you change soon?

Alkidrew · 03-20-2014, 04:08 AM

keep your old grille in the car then when you have an accident, quickly get out and swap them over before anyone sees.

If you are trapped, you'll need to ask a passer by to help. Perhaps print out the instructions for it...

JohnM · 03-20-2014, 04:46 AM

Quote:

Originally Posted by Alkidrew

keep your old grille in the car then when you have an accident, quickly get out and swap them over before anyone sees.

If you are trapped, you'll need to ask a passer by to help. Perhaps print out the instructions for it...

03-19-2014, 03:54 PM	#1
Torquein Captain 27 Rep 647 Posts Drives: F30 330d M Sport sdrive Join Date: Feb 2014 Location: Planet Earth iTrader: (0)	Black grille question I have a genuine BMW performance black grille waiting for my new f30. This may be a stupid question but will it need to be declared to the insurer? It's purely cosmetic like people who debadge __________________ ____________________ F30 330d M Sport sdrive + adaptive suspension
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03-19-2014, 04:10 PM	#3
M4dski11z Captain 35 Rep 673 Posts Drives: M440i Join Date: Nov 2013 Location: UK iTrader: (0)	I wouldn't bother mate.
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03-19-2014, 04:19 PM	#5
Torquein Captain 27 Rep 647 Posts Drives: F30 330d M Sport sdrive Join Date: Feb 2014 Location: Planet Earth iTrader: (0)	Thanks I thought not __________________ ____________________ F30 330d M Sport sdrive + adaptive suspension
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03-19-2014, 04:24 PM	#6
BMWSKI Lieutenant Colonel 167 Rep 1,919 Posts Drives: E63 AMG Saloon :) Join Date: Aug 2013 Location: Bucks iTrader: (0)	I did
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03-19-2014, 04:40 PM	#9
pmheadwired Major 356 Rep 1,349 Posts Drives: F30- 340i M Sport Plus SP Auto Join Date: Aug 2012 Location: Scotland iTrader: (0)	I will be adding them but wont be telling them
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03-19-2014, 06:22 PM	#17
Waitey First Lieutenant 36 Rep 385 Posts Drives: F31 D3 Bi-Turbo Join Date: Dec 2013 Location: York iTrader: (0)	Not this again. 3 years from now, you take your car to a garage for a service. Instead of fitting BMW brake pads they fit Mintex, Axis, AP et al to it. Do you call your insurer? Nope. Calling an insurer about the fact a black and chrome plastic grill is now just black, is a waste of your own time as well as the phone operators time. Some people have even being charged an admin fee for the pleasure. Common sence in should be applied. It's like the guy who rang up because he changed his number plates to have GB on them!
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03-20-2014, 03:25 AM	#19
Southern Jay Captain 539 Rep 643 Posts Drives: F36 440i MSport GC Join Date: Feb 2014 Location: Reading iTrader: (0)	I enquired about this when I arranged my insurance last week, I said that I was considering replacing the rear pipe for purely cosmetic reasons. I was informed this would cost an additional £40 per year. I then asked about the grille and was surprised when they said that would carry the same increase in premium. __________________ Current mods: Mperformance rear spoiler, diffuser, side vinyls and front grille, non OEM carbon mirror caps, Remus cat back exhaust, Eibach springs, TPI spacers 15mm rear and 12mm front, Maxton side blades and v2 front splitter, Pipercross direct replacement air filter, Remus Powerizer. Current: F36 440i M Sport GC STORMTROOPER Previous: F30 320d M Sport Xdrive STORMTROOPER
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03-20-2014, 04:08 AM	#21
Alkidrew Captain 61 Rep 949 Posts Drives: F31 325d M Sport GS Join Date: May 2013 Location: Surrey iTrader: (0)	keep your old grille in the car then when you have an accident, quickly get out and swap them over before anyone sees. If you are trapped, you'll need to ask a passer by to help. Perhaps print out the instructions for it...
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