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04-06-2017, 08:14 PM | #45 |
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depends on the month.
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04-06-2017, 08:16 PM | #46 |
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04-06-2017, 08:35 PM | #47 |
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Why do people think that if they paid cash for their car, they're paying 0% of their income?
I pay 0% of my income because I paid cash. WTF! You didn't get the car for free. That either came from your salary, savings, net earnings from investments, or an inheritance. If you have a net worth of $2.5 million, and you paid $75,000 in cash for your car, that's still amounts to 3%. Come on guys!
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04-06-2017, 09:06 PM | #48 | |
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04-06-2017, 09:19 PM | #49 | |
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04-06-2017, 09:34 PM | #50 |
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Not to mention the opportunity cost of that cash that could be earning interest
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04-06-2017, 09:49 PM | #51 | |
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04-06-2017, 10:36 PM | #52 | |
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Take that chunk of change and, at the minimum, buy some MSFT.
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04-06-2017, 10:51 PM | #53 | ||
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I told my wife that that's the most expensive car we ever bought. I just bought her another car a couple weeks back. This time I paid 35% in cash (from our money market, no stock sold) and financed the rest for 48 months at 0% interest. Subaru was offering 0% interest rates for those that qualify. I learned from my mistake.
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04-07-2017, 12:19 AM | #54 |
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Not to mention all the hookers and coke you could be buying all along.
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04-07-2017, 06:06 AM | #57 |
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You don't know for sure until you sell though. Also, many will only count on the monthly payments and "forget" about big deposits and first installments. They will also "forget" insurance costs, fuel, service costs, tires...
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04-07-2017, 07:00 AM | #58 |
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Of course. I don't know how it is in the US but here in Switzerland there's almost no way leasing is "better" than buying (different story if you have an own company and you can save taxes). Not talking about opportunity costs, such as stock market etc., because not everybody is interested in such investments.
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04-07-2017, 09:04 AM | #61 |
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Who cares? Personal questions about ones financial situation have no bearing on anything and don't belong on the internet. I guess if people are willing to answer the question then that's on them but I cringe when I read someone divulge personal information about their finances. Have some tact, people. Even if you make 7 figured a year, talking about your personal financial situation is one of the most tasteless things you can do no matter how well, or bad off you are.
Last edited by Rat3d ///M; 04-07-2017 at 09:13 AM.. |
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04-07-2017, 05:52 PM | #62 |
is probably out riding.
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Payment is $1352 / month. As a percentage of 2016 income, 12 months of payments is .29%
Couldn't let the post above kill the thread.
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Last edited by Mr Tonka; 04-09-2017 at 10:22 PM.. |
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04-07-2017, 06:10 PM | #63 | ||
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Same except wife and I have three cars total.
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