how does insurance work if i let a friend borrow my car?

fermion · 03-04-2009, 02:52 AM

say he crashes it. does that go on his insurance or mine?

mpimping · 03-04-2009, 04:59 AM

Quote:

Originally Posted by fermion

say he crashes it. does that go on his insurance or mine?

well it would go on your insurance but if he does something stupid it will go on his driving record like if he got a ticket and lost in court...

Joonsup · 03-04-2009, 10:36 AM

It may differ from one insurance company to another. I have Mercury insurance and when i signed up for it, they asked me if there would be any other drivers of my vehicle and I said no. When they send you the policy there's a section that lists any other drivers to the vehicle.

I am guessing that in the event that my car gets into an accident and the driver is not me, I would think that this would mean very bad things for me and my insurance rates, etc.. But I am not positive

MoreCowbell · 03-04-2009, 12:33 PM

Quote:

Originally Posted by fermion

say he crashes it. does that go on his insurance or mine?

Tell him to rent a car. Who the f-ck does he think you are, Hertz?

EMG E92 · 03-04-2009, 02:51 PM

Quote:

Originally Posted by MoreCowbell

Tell him to rent a car. Who the f-ck does he think you are, Hertz?

ahahah lol. Serious, i would not want to deal with issues if an accident does occur.

MoreCowbell · 03-04-2009, 03:00 PM

Quote:

Originally Posted by EMG E92

ahahah lol. Serious, i would not want to deal with issues if an accident does occur.

I know Geico covers whoever drives my car.

montreal red · 03-04-2009, 03:10 PM

it can go to his insurance if he owns a car... but if he doesnt have a car insurance policy under his name then your only choice would be to claim against your own insurance. which means your rates would go up.

IrateSpeed6 · 03-04-2009, 06:31 PM

Quote:

Originally Posted by MoreCowbell

I know Geico covers whoever drives my car.

/thread

I love Geico.

03-04-2009, 02:52 AM	#1
fermion Private First Class 42 Rep 109 Posts Drives: 328i Join Date: Jan 2008 Location: Pasadena iTrader: (0)	how does insurance work if i let a friend borrow my car? say he crashes it. does that go on his insurance or mine?
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03-04-2009, 10:36 AM	#3
Joonsup Lieutenant General 322 Rep 17,316 Posts Drives: E92 M3, E30 325i Join Date: Sep 2007 Location: Bay Area iTrader: (8) Garage List 2008 BMW M3 [9.50]	It may differ from one insurance company to another. I have Mercury insurance and when i signed up for it, they asked me if there would be any other drivers of my vehicle and I said no. When they send you the policy there's a section that lists any other drivers to the vehicle. I am guessing that in the event that my car gets into an accident and the driver is not me, I would think that this would mean very bad things for me and my insurance rates, etc.. But I am not positive
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03-04-2009, 03:10 PM	#7
montreal red chris 278 Rep 12,144 Posts Drives: White Boat Join Date: Jun 2007 Location: Toronto iTrader: (31)	it can go to his insurance if he owns a car... but if he doesnt have a car insurance policy under his name then your only choice would be to claim against your own insurance. which means your rates would go up. __________________ Current: 2013 F10 M5 & 2016 Mini JCW 2013 GLK350 (gone), 997.1 GT3RS (gone), 2009 WRX STI (gone), e92 M3 (gone)
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