What bank do you use?

[UncleWede]

When I met my wife she had Chase. She added me onto her accounts after marriage.

Chase tried to destroy our marriage, I kid you not. Since I had Fridays off, I took our youngest son in to get a teen account when he started getting checks for birthdays and from GPa for doing work. I introduced him to the wonders of applying for an account, the whole 2.5 hours worth. Come to find out, since *I* (co-owner of wife's account) opened the teen account under her umbrella of accounts, *SHE* (the primary account holder) could not see our son's account. WTF???

A few weeks back, since there is another account SHE opened for an older son before she met me, she wanted to try to force them to grant me access, and vice versa. We walked into one branch, and the account specialist wouldn't talk to us without an appointment. OK, there's another new branch a few exits closer to home. Stop in there, same story. "Can we make an appointment?" Sure, our next available is in 2+ weeks.

During the interim, my youngest son had finally received his first 1/2 stipend from THE STATE OF CALIFORNIA for 10G. He deposited the check, and they put a 10-day hold. Then they started contacting him saying *HE* had to verify the check, and get the bank a phone number for someone to verify the check. WTF again. So he uses his amazing (not) Google skillz and gets a number. The bank fails to confirm the check within the 10-day period and CLOSE HIS ACCOUNT.

Luckily, kid already has a CU account we helped him set up on his own to buy a car. Chase sent him a check for the balance in his account, INCLUDING the 10G deposit, that he took to the CU.

Wife/I are considering getting a single account to handle our new real estate investment/family trust accounting. I'm having a very difficult time with her idea that Chase is the place to go.

My first wife was a Citi employee, so I have always had free everything there, even after she removed her own access to my account. She no longer works there, but still free everything. Simply because the ex worked there, current wife won't consider using them for the RE/trust banking.

I guess we are back to the CU for everything. . .

[damnitBobby]

I've been with a local bank here for the most part. I'm thinking of opening an online CD account with Capital One because I saw they are offering a 5% rate for a 11 month term which is relatively good if I'm not mistaken.