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Yesterday, 10:16 AM | #9505 |
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The insurance company does not need to prove you did the work wrong on purpose. In fact, if it is discovered that you did any work yourself, and you are not licensed or insured to do such work, any claim you make will rightly be denied. (I am a lawyer for an insurance company.)
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Yesterday, 10:55 AM | #9506 |
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Think that sorts out who can and can't wire up a ''full EV'' home charger, you have to pay a qualified electrician and get a certificate of conformity to show the insurance co. in case the worse happens.
Last edited by M5Rick; Yesterday at 11:12 AM.. |
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Yesterday, 12:57 PM | #9507 |
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I mean, you *can* and I know people who have, but if an investigator finds your DIY piggyback charger caused a fire, not only are you SoL, but you could be liable for any other damage it causes, like for instance it burns your neighbor’s property or causes damage to city utility lines. Not worth the risk, imo, but I'm not an actuary.
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Yesterday, 01:32 PM | #9508 | |
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Yesterday, 01:47 PM | #9510 | |
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But if it is obvious that the fire started at the charger and you installed it yourself, you will have an uphill battle convincing your insurance company that you did it properly (and it was not the proximate cause of the fire) despite having no training, skills, or experience in doing so. Knowing most insurance companies, they will dump all liability directly into your lap for any possible reason not to pay out. Last edited by Guvna; Yesterday at 01:53 PM.. |
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Yesterday, 01:50 PM | #9512 | |
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However none of those options are sensational anti EV fear mongering so he’s incapable of mentioning them. |
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Yesterday, 03:45 PM | #9513 |
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Permits aren’t required here for doing EV charge installs but I’m having the electrician pull one anyways for piece of mind. I have kids, it’s not worth a fire risk because of something being done incorrectly.
It’s also not something I’d risk wiring myself….for the reasons above and for the insurance reasons stated. It’s common sense insurance won’t cover something you aren’t qualified or licensed to do….especially if it burns your house down.
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Yesterday, 04:15 PM | #9514 | |
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Yesterday, 10:18 PM | #9516 |
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Today, 05:00 AM | #9517 | |
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