|
08-31-2016, 01:43 PM | #221 |
Major
471
Rep 1,318
Posts |
As I understand, points are earned on a specific card and remain in their unique UR "pools"; UR lists each card with their own respectively earned points. Thus, if you downgrade you csp, without moving points, you'll lose those points associated with that card. Correct me if I'm wrong.
|
Appreciate
0
|
08-31-2016, 02:04 PM | #223 |
Captain
555
Rep 822
Posts |
Applied Friday, called into have it expedited immediately after being approved. Customer rep told me they were going to overnight it since I'm leaving to Vegas Friday. On the phone with them now, and they are claiming they didn't expedite it..
Not a great start for a card that charges $450 a year in fees.. Let's see what happens from here..
__________________
Previous - '11 E90 M3 6MT Stripper Full Cloth
Current- GT3RS,MR e90 and SG E92 Comp |
Appreciate
0
|
08-31-2016, 02:23 PM | #224 |
Lieutenant Colonel
814
Rep 1,575
Posts |
Any points left over when you close our cards will be transferred to the next card.
We were told that all applications are expedited free of charge automatically. I guess that only applied to branch taken apps. also there is a shortage of cards. They did not expect so many people to apply/change over, so some of you guys may receive a temp plastic card until metal are back in stock.
__________________
2.0l ecosmackkaa
|
Appreciate
0
|
08-31-2016, 02:32 PM | #226 | |
Major General
2458
Rep 7,341
Posts |
Quote:
|
|
Appreciate
0
|
08-31-2016, 02:33 PM | #227 | ||
Captain
555
Rep 822
Posts |
Quote:
I want my excellence godammit lol. They did overnight me the card.. Just the initial rep I spoke to, didn't know how to check a tracking number..
__________________
Previous - '11 E90 M3 6MT Stripper Full Cloth
Current- GT3RS,MR e90 and SG E92 Comp |
||
Appreciate
0
|
08-31-2016, 02:58 PM | #228 |
First Lieutenant
156
Rep 346
Posts |
Got my card via UPS today after being approved Thursday. I'm a private client but I just got an envelope, no biggie. It's surprisingly light for a card that has metal in it, but I guess it's the same as the other Sapphire cards that I haven't seen in person before.
|
Appreciate
0
|
08-31-2016, 04:58 PM | #229 | ||
Lieutenant General
5011
Rep 11,890
Posts |
Quote:
Quote:
http://thepointsguy.com/2016/07/unfo...hase-524-rule/
__________________
22 Phytonic/Coffee X5 45e (CoVID-free)
08 Speed Yellow 911 GT3 Sharkwerks 12 AW/Cinnamon X5d Sports Pkg (retired) 14 AW/Beige M6GC ZCP, MPE, V2 steering wheel, vorsteiner (retired) 08 SSII/Black E90 M3 (retired) |
||
Appreciate
0
|
08-31-2016, 05:17 PM | #230 | |
Cars, beer, hiking
368
Rep 259
Posts |
Quote:
Oh well. Hopefully it comes before I leave. |
|
Appreciate
0
|
08-31-2016, 08:37 PM | #231 | |
Major General
3629
Rep 9,788
Posts |
Quote:
It's funny regarding the box. I read that Chase will send out a welcome package in the fancy box once they are back in stock. It is a nice gesture for sure but from the looks of it, I don't have any use for the box... |
|
Appreciate
0
|
08-31-2016, 08:39 PM | #232 |
Major General
3629
Rep 9,788
Posts |
as of late they started sending via USPS regular mail. Shouldn't take too long either way. It takes them a few days to make the card and mail them out. Then another 3-5 days after that. So I would say a 5-7 business days at most.
|
Appreciate
0
|
09-01-2016, 12:35 AM | #233 |
Major General
2258
Rep 5,625
Posts |
i applied online and was approved right away; card will arrive 7-14 days.
the reserve came in perfect time as i have to pay $450 amex plat renewal next month. after speaking with amex, downgrading to either green or gold i keep all my points, history, status, etc. the only thing that changes is the benefits and i can upgrade again at anytime to plat. i don't know what to downgrade my amex plat to as i don't see myself using the card that much or none at all. do i get the cheapest annual fee green at $95 or get the gold at $160? i just need my amex account open due to credit history reasons as this is the only card i have been using for almost a decade. lets say in the future amex plat changes their program to combat the reserve and other cards. i do not want to close my chase account due to impact on credit score again. what cards can i downgrade the reserve and keep my points in the process?
__________________
Cars: 07 335i ► 08 328i ► 11 328xi ► 13 M3 ► 17 M4 ► 14 M6
|
Appreciate
0
|
09-01-2016, 07:57 AM | #234 | |
Major General
2458
Rep 7,341
Posts |
Quote:
See if they'll let you turn it into an Everyday Preferred card. I doubt it since it's a credit card vs a charge card but the points would remain, otherwise just pay the tax or use the points. Is it your longest credit history? If you have established and good credit history, closing accounts should have a minimal impact, so long as it's not the account with the longest history. As for potentially downgrading the Reserve - that's easy - Chase Freedom.
__________________
The views and opinions expressed in this post are those of the author and do not necessarily reflect the official policy or position of Bimmerpost.
2018 Jeep Grand Cherokee High Altitude Hemi | 2010 S4 Sold | 2010 BMW 135i Retired | 2006 Lotus Exige Sold |
|
Appreciate
0
|
09-01-2016, 12:31 PM | #235 | |
Major General
2258
Rep 5,625
Posts |
Quote:
i don't see much benefit of downgrading to gold considering i will use the reserve on a daily basis. i will most likely downgrade to green when the reserve card arrives.
__________________
Cars: 07 335i ► 08 328i ► 11 328xi ► 13 M3 ► 17 M4 ► 14 M6
|
|
Appreciate
0
|
09-01-2016, 12:40 PM | #236 | |
Major General
2458
Rep 7,341
Posts |
Quote:
__________________
The views and opinions expressed in this post are those of the author and do not necessarily reflect the official policy or position of Bimmerpost.
2018 Jeep Grand Cherokee High Altitude Hemi | 2010 S4 Sold | 2010 BMW 135i Retired | 2006 Lotus Exige Sold Last edited by KingOfJericho; 09-01-2016 at 12:49 PM.. |
|
Appreciate
0
|
09-02-2016, 11:49 PM | #237 |
Major General
2258
Rep 5,625
Posts |
i applied and got approved for the reserve on 8/31 and 9/2 my card got delivered via ups express within a plain envelope. notably, i did get a plastic card which when i called to activate, they will be mailing metal ones as they become available.
as for my amex plat, after reviewing the different benefits between gold premier, gold, and green i will be downgrading to gold premier only because it has a $100 airline credit which i will use lowering the annual fee down to only $95/year ($195 original). random question but what credit limits are you initially getting? have a nice weekend guys!
__________________
Cars: 07 335i ► 08 328i ► 11 328xi ► 13 M3 ► 17 M4 ► 14 M6
|
Appreciate
0
|
09-03-2016, 08:38 AM | #238 | |
First Lieutenant
156
Rep 346
Posts |
Quote:
|
|
Appreciate
0
|
09-03-2016, 08:40 AM | #239 | |
Lieutenant Colonel
814
Rep 1,575
Posts |
Quote:
|
|
Appreciate
0
|
09-03-2016, 09:41 AM | #240 | |
Colonel
1195
Rep 2,132
Posts |
Quote:
|
|
Appreciate
0
|
09-03-2016, 11:30 AM | #241 |
First Lieutenant
156
Rep 346
Posts |
I just called and got my Palladium converted to a JP Morgan Reserve. Same benefits as the CSR, same fee, but with hidden tradeline and United Club membership included and maybe some other differences.
|
Appreciate
0
|
09-03-2016, 02:34 PM | #242 |
Major General
2258
Rep 5,625
Posts |
KingOfJericho when i called to downgrade to gold premier, amex offered me 40k points + $400 credit which is great when my i pay my renewal next month of only $50 .
i was not expecting this nice gesture from amex to try out the reserve and stay within amex family. amex definitely have my .
__________________
Cars: 07 335i ► 08 328i ► 11 328xi ► 13 M3 ► 17 M4 ► 14 M6
|
Appreciate
0
|
Post Reply |
Bookmarks |
|
|