Insurance "company error"

RickFLM4 · 01-20-2017, 05:05 PM

Quote:

Originally Posted by Biorin

Quote:

Originally Posted by RickFLM4

Only poor people and anyone that ever found a fraudulent charge hit their account and really lame accountants who like to be on top of every dollar cares about stuff like that...

FTFY

Is being 2 out of those 3 bad?

Biorin · 01-20-2017, 05:21 PM

Quote:

Originally Posted by RickFLM4

Is being 2 out of those 3 bad?

I wouldn't worry about it. I'm sure there's a lot of other poor accountants out there.

01-26-2018, 08:10 AM

I've had a similar experience with the same company and I'm currently looking to make the switch. Any ideas where I can find good insurance in PA without sacrificing competence? I found this site that published a comparison study but I'm not sure how reliable it is.

upstatedoc · 01-26-2018, 08:54 AM

ban

Habs11 · 01-26-2018, 09:05 AM

Quote:

Originally Posted by Ric in RVA

If they are offering to reinstate back that far then DO IT NOW.

The DMV doesn't care if you are unhappy with Nationwide.

And getting the shaft from the DMV will cost you way more than Nationwide since it will likely force your rates up anywhere you go for a couple of years.

Plus when you go shopping you can say you have continuous coverage.

THIS!!

Same thing happened to me except after a couple months I receive a nasty gram letter from the NY DMV about revoking my license for having a car registered w/o insurance. I had to back pay a couple months. I believed my insurance agent when they told me all the downfalls of not paying back the premium. Good luck.

Maynard · 01-26-2018, 10:06 AM

I've been real happy w/ State Farm, but haven't had an auto claim in 7 or 8 years, and it wasn't major - and I honestly haven't checked on most of the items listed next b/c I'm lazy and in total denial it could ever happen to me

. Key items that you may want to ask about (based upon other postings here r.e. inconsistent features) are if they would cover rodent or flood damage, how they deal with repairs (OEM vs. aftermarket/used), how they deal with loss of value in a major claim, and loaner policy.

IIRC, the initial contract and payment setup shows intent, so if you had an accident you would have been covered unless they could show they actually took steps to cancel your policy and informed you of that - this also means you had the intent to pay them the premiums, so you can't really argue that you should not have to do that. This is why they are usually so aggressive about failed payments - they are still on the hook until they do due process to boot you off the policy. But I'm not a lawyer, and they may have gerrymandered the regs to their favor in PA.

01-26-2018, 08:10 AM	#25
ges7408 Guest 0 Rep n/a Posts Drives:	I Feel Ya I've had a similar experience with the same company and I'm currently looking to make the switch. Any ideas where I can find good insurance in PA without sacrificing competence? I found this site that published a comparison study but I'm not sure how reliable it is.
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01-26-2018, 08:54 AM	#26
upstatedoc I'll get back to you 7533 Rep 2,132 Posts Drives: blue streak Join Date: Dec 2009 Location: not downstate iTrader: (2)	ban __________________ 2018 Stinger GT 2009 E90 N51 /Active Autowerke Stage 2 tune/BMW Performance Exhaust/ Countermeasure enthusiast.
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01-26-2018, 10:06 AM	#28
Maynard Colonel 4190 Rep 2,950 Posts Drives: 228iX & M2C Join Date: Mar 2016 Location: Upstate NY iTrader: (1)	I've been real happy w/ State Farm, but haven't had an auto claim in 7 or 8 years, and it wasn't major - and I honestly haven't checked on most of the items listed next b/c I'm lazy and in total denial it could ever happen to me . Key items that you may want to ask about (based upon other postings here r.e. inconsistent features) are if they would cover rodent or flood damage, how they deal with repairs (OEM vs. aftermarket/used), how they deal with loss of value in a major claim, and loaner policy. IIRC, the initial contract and payment setup shows intent, so if you had an accident you would have been covered unless they could show they actually took steps to cancel your policy and informed you of that - this also means you had the intent to pay them the premiums, so you can't really argue that you should not have to do that. This is why they are usually so aggressive about failed payments - they are still on the hook until they do due process to boot you off the policy. But I'm not a lawyer, and they may have gerrymandered the regs to their favor in PA.
	Appreciate 0 Quote