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Keep the long-term perspective and you'll be fine. If you need the money within a year or two, it has no business being in the market.
Sure the S&P is down 18% YTD, down to 3930 from 4796, but considering that I started buying in when it was 670, and have been purchasing regularly since then, I don't see a reason to make a change.
The market goes both up and down, but over time it goes up.
I figure there will be 2-3 more recessions before I retire, so no need to jump out the window over this one.
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