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If you wait another 1.5 months, I am sure you can find good deals for D40 around Holiday shopping season because it's a very popular entry level digital SLR. I remember Ritz Camera had a great deal on it last year.
Also, if you are the type look into eBay. I got a great package deal on a barely used D40x (Basically tha same as D60) with two lenses, filters, Niko camera case, etc. for around $450 about a year ago. You have to know your way around eBay though b/c once you get something like that it's yours.
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