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I had none of the issues some others noted here w/ Nationstar or Mr Cooper. I paid online and have also sold. No out of place fees or issues. No issues w/ escrow other than their annual shortage projections but even that was a zero aum thing in the end.
Everyone is different, though. I certainly read some bad reviews on Nationstar before I refi'd w/ them. I was trying to get out of an ARM once the bubble popped and I had less than 80 LTV. They had a program for that so I rolled the dice.
More recently, we refi'd our house w/ JPMC back in July. They sold it off several weeks ago. They held our original mortgage for 4yrs. I'm guessing they sold off the refi since there was almost zero margin for them btwn APR and APY(?).
Does Chubb offer e-pay? I'd hate to have to name that program.
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