Damn.. I was going to go that way since I figured it would expose me less to BMW's huge interest rate. I'd be banking on the fact that the rates would be lower after the term ended, and could refinance as such.
But then I'm paying double interest? I always thought it was just on the amount financed...
Every time I think I have a solution worked out, something gets in the way. This car does not want me owning it.