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      08-25-2016, 04:12 PM   #160
BayMoWe335
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Drives: 2010 E92 335i 6MT
Join Date: Aug 2009
Location: US

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Quote:
Originally Posted by BimmerRookie View Post
Well now the questions is:

Which card should i downgrade my chase sapphire preferred to?

-Freedom (5% cash back on category spend, 1% on all others)
-Freedom Unlimited (1.5% points on all categories)

Are the above in parentheses correct? Also could somebody explain the categories? do they rotate monthly or are they set?
Freedom 5% categories rotate quarterly and are capped at $1500.

If you are a big spender, I'd get the freedom Unlimited for everything besides travel/dining (obviously want to use Reserve for those).