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My 2 cents (before taxes):
- What guarantee do you get about the accuracy of advice being provided? Financial opinions aren't worth the bits they are encoded on
- The term “financial advisor” itself is an “unregulated business title” that can be used by anyone (at least in Canada)
- "Advisers" are regulated and have a legal responsibility to act in your best interest - but again, only if you have entered into some sort of contractual agreement with them (and even then, there's incompetence as well as malice)
- What happens when you lose money? Will you accept it as 'oh well I listened to John Q Anonymous on the Internet and now I'm sodomized (in a non-fun way)'
Honestly, it sounds like opening Pandora's box (but there's just lots of shit inside, under high pressure at that).
Seriously, why subject yourself to such pain?
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